关于PayPal支付API及计费计划与协议API的卡支付限制咨询

Great question—let’s break this down clearly based on PayPal’s latest API policies and infrastructure shifts:

Context on the Direct Payments API #

First, to confirm: The Direct Payments API you referenced has indeed been restricted for card payment processing as part of PayPal’s push to modernize its payment ecosystem. PayPal has been phasing out support for older, direct card-processing APIs in favor of more secure, integrated solutions.

Billing Plan & Agreement API: Card Payment Status #

Now, for the recurring/subscription-focused Billing Plan and Agreement API:

• This API is part of PayPal’s older REST API suite, and its card payment capabilities were directly linked to the Direct Payments API. Since Direct Payments is restricted, any card processing functionality within the Billing Plan and Agreement API is no longer supported for new integrations, and existing setups may face limitations or be phased out over time.
• PayPal’s official recommendation for all recurring/subscription use cases is to migrate to the newer Subscriptions API. This modern tool fully supports card payments (as long as your merchant account meets PayPal’s eligibility requirements for card processing) and includes enhanced features like flexible billing cycles, built-in subscription management, and improved security protocols.

Quick Action Notes #

• If you’re currently using the Billing Plan and Agreement API with card payments, prioritize planning a migration to the Subscriptions API to avoid service disruptions.
• Card payment availability can also vary by your merchant account region and verification status—double-check your account settings in the PayPal Developer Dashboard or Merchant Portal for specific eligibility details.

内容的提问来源于stack exchange，提问作者lazyCoder